Harvester Financial
Harvester Financial is a credit union based in Indianapolis, Indiana, established in 1954, with $82 million in total assets serving 6,395 members. By Trust Grade it ranks 101st of 124 credit unions we track in Indiana. Its net worth ratio of 9.7% trails most similarly sized credit unions (15th percentile), versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.35% return on assets. No consumer complaints against Harvester Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Harvester Financial compares to Indiana peers
How we graded Harvester Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.7% capital ratio)
- Profitable (ROA 0.35%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Harvester Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Harvester Financial insured?
Yes. Harvester Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Harvester Financial: frequently asked questions
Is Harvester Financial a good credit union?
Harvester Financial earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.35%).
Is Harvester Financial NCUA-insured?
Yes. Harvester Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Harvester Financial?
Harvester Financial holds $82 million in total assets, ranking 101st of 124 credit unions we track in Indiana. It serves 6,395 members.
Does Harvester Financial have CFPB complaints?
No CFPB complaints against Harvester Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
