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credit union

Public Service #3

Fort Wayne, IN · Est. 1932
A
Trust Grade
Excellent
Score: 94/100

Public Service #3 is a credit union based in Fort Wayne, Indiana, established in 1932, with $88 million in total assets serving 4,967 members. By Trust Grade it ranks 60th of 124 credit unions we track in Indiana. Its net worth ratio of 11.5% trails most similarly sized credit unions (28th percentile), versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against Public Service #3 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$87.5M
<$100M institution
Members
4,967
Shares & deposits
Net worth ratio
11.5%
Bottom 28% of <$100M peers · Indiana median 12.8%
Return on assets
0.8%
Top 42% of <$100M peers · Indiana median 0.68%
Rank in Indiana
#60
of 124 credit unions

How Public Service #3 compares to Indiana peers

Net worth ratio
Bottom 28% of <$100M peers
Public Service
11.5%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 42% of <$100M peers
Public Service
0.8%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Public Service #3

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (11.5% capital ratio)
  • Profitable (ROA 0.77%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Public Service #3 over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Public Service #3 insured?

Yes. Public Service #3 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Public Service #3: frequently asked questions

Is Public Service #3 a good credit union?

Public Service #3 earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Profitable (ROA 0.77%).

Is Public Service #3 NCUA-insured?

Yes. Public Service #3 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Public Service #3?

Public Service #3 holds $88 million in total assets, ranking 60th of 124 credit unions we track in Indiana. It serves 4,967 members.

Does Public Service #3 have CFPB complaints?

No CFPB complaints against Public Service #3 appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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