Finans
Finans is a credit union based in Hammond, Indiana, established in 1936, with $9 million in total assets serving 1,253 members. By Trust Grade it ranks 88th of 124 credit unions we track in Indiana. Its net worth ratio of 11.4% trails most similarly sized credit unions (28th percentile), versus a Indiana median of 12.8%. It posted a loss over the most recent period (-0.01% return on assets), a point to watch. No consumer complaints against Finans appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Finans compares to Indiana peers
How we graded Finans
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Unprofitable over the period (ROA -0.01%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Finans over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Finans insured?
Yes. Finans is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Finans: frequently asked questions
Is Finans a good credit union?
Finans earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Unprofitable over the period (ROA -0.01%).
Is Finans NCUA-insured?
Yes. Finans is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Finans?
Finans holds $9 million in total assets, ranking 88th of 124 credit unions we track in Indiana. It serves 1,253 members.
Does Finans have CFPB complaints?
No CFPB complaints against Finans appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
