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credit union

Bar-Cons

Columbus, IN · Est. 1965
B
Trust Grade
Strong
Score: 88/100

Bar-Cons is a credit union based in Columbus, Indiana, established in 1965, with $54 million in total assets serving 4,868 members. By Trust Grade it ranks 92nd of 124 credit unions we track in Indiana. Its net worth ratio of 17.2% is stronger than 67% of similarly sized credit unions, versus a Indiana median of 12.8%. It posted a loss over the most recent period (-0.20% return on assets), a point to watch. No consumer complaints against Bar-Cons appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$53.8M
<$100M institution
Members
4,868
Shares & deposits
Net worth ratio
17.2%
Top 33% of <$100M peers · Indiana median 12.8%
Return on assets
-0.2%
Bottom 17% of <$100M peers · Indiana median 0.68%
Rank in Indiana
#92
of 124 credit unions

How Bar-Cons compares to Indiana peers

Net worth ratio
Top 33% of <$100M peers
Bar-Cons
17.2%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 17% of <$100M peers
Bar-Cons
-0.2%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Bar-Cons

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Strongly capitalized (17.2% capital ratio)
  • Unprofitable over the period (ROA -0.20%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bar-Cons over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Bar-Cons insured?

Yes. Bar-Cons is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bar-Cons: frequently asked questions

Is Bar-Cons a good credit union?

Bar-Cons earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (17.2% capital ratio); Unprofitable over the period (ROA -0.20%).

Is Bar-Cons NCUA-insured?

Yes. Bar-Cons is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Bar-Cons?

Bar-Cons holds $54 million in total assets, ranking 92nd of 124 credit unions we track in Indiana. It serves 4,868 members.

Does Bar-Cons have CFPB complaints?

No CFPB complaints against Bar-Cons appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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