Indiana Heartland
Indiana Heartland is a credit union based in Kokomo, Indiana, established in 1972, with $49 million in total assets serving 5,332 members. By Trust Grade it ranks 49th of 124 credit unions we track in Indiana. Its net worth ratio of 11.3% trails most similarly sized credit unions (27th percentile), versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 1.78% return on assets. No consumer complaints against Indiana Heartland appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Indiana Heartland compares to Indiana peers
How we graded Indiana Heartland
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Strongly profitable (ROA 1.78%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Indiana Heartland over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Indiana Heartland insured?
Yes. Indiana Heartland is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Indiana Heartland: frequently asked questions
Is Indiana Heartland a good credit union?
Indiana Heartland earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 1.78%).
Is Indiana Heartland NCUA-insured?
Yes. Indiana Heartland is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Indiana Heartland?
Indiana Heartland holds $49 million in total assets, ranking 49th of 124 credit unions we track in Indiana. It serves 5,332 members.
Does Indiana Heartland have CFPB complaints?
No CFPB complaints against Indiana Heartland appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
