Harvard Community
Harvard Community is a credit union based in Harvard, Illinois, established in 1956, with $21 million in total assets serving 3,263 members. By Trust Grade it ranks 187th of 188 credit unions we track in Illinois. Its net worth ratio of 5.4% trails most similarly sized credit unions (1th percentile), versus a Illinois median of 13.7%. It posted a loss over the most recent period (-6.14% return on assets), a point to watch. No consumer complaints against Harvard Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Harvard Community compares to Illinois peers
How we graded Harvard Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (5.4%)
- Unprofitable over the period (ROA -6.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Harvard Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Harvard Community insured?
Yes. Harvard Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Harvard Community: frequently asked questions
Is Harvard Community a good credit union?
Harvard Community earns a Bankzia Trust Grade of F (38/100, "Weak"), based on a financial-strength score of 38/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (5.4%); Unprofitable over the period (ROA -6.14%).
Is Harvard Community NCUA-insured?
Yes. Harvard Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Harvard Community?
Harvard Community holds $21 million in total assets, ranking 187th of 188 credit unions we track in Illinois. It serves 3,263 members.
Does Harvard Community have CFPB complaints?
No CFPB complaints against Harvard Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
