Berean
Berean is a credit union based in Chicago, Illinois, established in 1955, with $189 thousand in total assets serving 263 members. By Trust Grade it ranks 182nd of 188 credit unions we track in Illinois. Its net worth ratio of 18.6% is stronger than 73% of similarly sized credit unions, versus a Illinois median of 13.7%. It posted a loss over the most recent period (-3.59% return on assets), a point to watch. No consumer complaints against Berean appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Berean compares to Illinois peers
How we graded Berean
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.6% capital ratio)
- Unprofitable over the period (ROA -3.59%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Berean over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Berean insured?
Yes. Berean is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Berean: frequently asked questions
Is Berean a good credit union?
Berean earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (18.6% capital ratio); Unprofitable over the period (ROA -3.59%).
Is Berean NCUA-insured?
Yes. Berean is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Berean?
Berean holds $0 million in total assets, ranking 182nd of 188 credit unions we track in Illinois. It serves 263 members.
Does Berean have CFPB complaints?
No CFPB complaints against Berean appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
