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credit union

Gideon

Waukegan, IL · Est. 1998
A
Trust Grade
Excellent
Score: 98/100

Gideon is a credit union based in Waukegan, Illinois, established in 1998, with $354 thousand in total assets serving 220 members. By Trust Grade it ranks 8th of 188 credit unions we track in Illinois. Its net worth ratio of 17.0% is stronger than 66% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against Gideon appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$354K
<$100M institution
Members
220
Shares & deposits
Net worth ratio
17.0%
Top 34% of <$100M peers · Illinois median 13.7%
Return on assets
1.0%
Top 32% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#8
of 188 credit unions

How Gideon compares to Illinois peers

Net worth ratio
Top 34% of <$100M peers
Gideon
17.0%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 32% of <$100M peers
Gideon
1.0%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Gideon

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.0% capital ratio)
  • Profitable (ROA 0.98%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Gideon over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Gideon insured?

Yes. Gideon is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Gideon: frequently asked questions

Is Gideon a good credit union?

Gideon earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.0% capital ratio); Profitable (ROA 0.98%).

Is Gideon NCUA-insured?

Yes. Gideon is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Gideon?

Gideon holds $0 million in total assets, ranking 8th of 188 credit unions we track in Illinois. It serves 220 members.

Does Gideon have CFPB complaints?

No CFPB complaints against Gideon appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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