Kaskaskia Valley
Kaskaskia Valley is a credit union based in Centralia, Illinois, established in 1982, with $29 million in total assets serving 3,462 members. By Trust Grade it ranks 183rd of 188 credit unions we track in Illinois. Its net worth ratio of 8.0% trails most similarly sized credit unions (5th percentile), versus a Illinois median of 13.7%. It posted a loss over the most recent period (-0.54% return on assets), a point to watch. No consumer complaints against Kaskaskia Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Kaskaskia Valley compares to Illinois peers
How we graded Kaskaskia Valley
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.0% capital ratio)
- Unprofitable over the period (ROA -0.54%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Kaskaskia Valley over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Kaskaskia Valley insured?
Yes. Kaskaskia Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Kaskaskia Valley: frequently asked questions
Is Kaskaskia Valley a good credit union?
Kaskaskia Valley earns a Bankzia Trust Grade of C (70/100, "Average"), based on a financial-strength score of 70/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Unprofitable over the period (ROA -0.54%).
Is Kaskaskia Valley NCUA-insured?
Yes. Kaskaskia Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Kaskaskia Valley?
Kaskaskia Valley holds $29 million in total assets, ranking 183rd of 188 credit unions we track in Illinois. It serves 3,462 members.
Does Kaskaskia Valley have CFPB complaints?
No CFPB complaints against Kaskaskia Valley appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
