Kauai
Kauai is a credit union based in Lihue, Hawaii, established in 1947, with $198 million in total assets serving 7,756 members. By Trust Grade it ranks 43rd of 45 credit unions we track in Hawaii. Its net worth ratio of 8.3% trails most similarly sized credit unions (6th percentile), versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 0.46% return on assets. No consumer complaints against Kauai appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Kauai compares to Hawaii peers
How we graded Kauai
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Profitable (ROA 0.46%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Kauai over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Kauai insured?
Yes. Kauai is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Kauai: frequently asked questions
Is Kauai a good credit union?
Kauai earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.46%).
Is Kauai NCUA-insured?
Yes. Kauai is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Kauai?
Kauai holds $198 million in total assets, ranking 43rd of 45 credit unions we track in Hawaii. It serves 7,756 members.
Does Kauai have CFPB complaints?
No CFPB complaints against Kauai appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
