Valley Isle Community
Valley Isle Community is a credit union based in Kahului, Hawaii, established in 1940, with $173 million in total assets serving 12,868 members. By Trust Grade it ranks 41st of 45 credit unions we track in Hawaii. Its net worth ratio of 9.1% trails most similarly sized credit unions (16th percentile), versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 0.47% return on assets. No consumer complaints against Valley Isle Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Valley Isle Community compares to Hawaii peers
How we graded Valley Isle Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.1% capital ratio)
- Profitable (ROA 0.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Valley Isle Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Valley Isle Community insured?
Yes. Valley Isle Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Valley Isle Community: frequently asked questions
Is Valley Isle Community a good credit union?
Valley Isle Community earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (9.1% capital ratio); Profitable (ROA 0.47%).
Is Valley Isle Community NCUA-insured?
Yes. Valley Isle Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Valley Isle Community?
Valley Isle Community holds $173 million in total assets, ranking 41st of 45 credit unions we track in Hawaii. It serves 12,868 members.
Does Valley Isle Community have CFPB complaints?
No CFPB complaints against Valley Isle Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
