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credit union

Shaw-Ross Employees

Miami, FL · Est. 1982
A
Trust Grade
Excellent
Score: 93/100

Shaw-Ross Employees is a credit union based in Miami, Florida, established in 1982, with $7 million in total assets serving 574 members. By Trust Grade it ranks 42nd of 107 credit unions we track in Florida. Its net worth ratio of 14.4% is stronger than 52% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.33% return on assets. No consumer complaints against Shaw-Ross Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$7.0M
<$100M institution
Members
574
Shares & deposits
Net worth ratio
14.4%
Top 48% of <$100M peers · Florida median 11.1%
Return on assets
0.3%
Bottom 36% of <$100M peers · Florida median 0.53%
Rank in Florida
#42
of 107 credit unions

How Shaw-Ross Employees compares to Florida peers

Net worth ratio
Top 48% of <$100M peers
Shaw-Ross Employees
14.4%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of <$100M peers
Shaw-Ross Employees
0.3%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Shaw-Ross Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (14.4% capital ratio)
  • Profitable (ROA 0.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Shaw-Ross Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Shaw-Ross Employees insured?

Yes. Shaw-Ross Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Shaw-Ross Employees: frequently asked questions

Is Shaw-Ross Employees a good credit union?

Shaw-Ross Employees earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (14.4% capital ratio); Profitable (ROA 0.33%).

Is Shaw-Ross Employees NCUA-insured?

Yes. Shaw-Ross Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Shaw-Ross Employees?

Shaw-Ross Employees holds $7 million in total assets, ranking 42nd of 107 credit unions we track in Florida. It serves 574 members.

Does Shaw-Ross Employees have CFPB complaints?

No CFPB complaints against Shaw-Ross Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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