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credit union

Madison Education Assoc.

Madison, FL · Est. 1963
A
Trust Grade
Excellent
Score: 92/100

Madison Education Assoc. is a credit union based in Madison, Florida, established in 1963, with $7 million in total assets serving 760 members. By Trust Grade it ranks 48th of 107 credit unions we track in Florida. Its net worth ratio of 14.3% is stronger than 50% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.25% return on assets. No consumer complaints against Madison Education Assoc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$7.2M
<$100M institution
Members
760
Shares & deposits
Net worth ratio
14.3%
Top 50% of <$100M peers · Florida median 11.1%
Return on assets
0.2%
Bottom 32% of <$100M peers · Florida median 0.53%
Rank in Florida
#48
of 107 credit unions

How Madison Education Assoc. compares to Florida peers

Net worth ratio
Top 50% of <$100M peers
Madison Education
14.3%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 32% of <$100M peers
Madison Education
0.2%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Madison Education Assoc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (14.3% capital ratio)
  • Profitable (ROA 0.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Madison Education Assoc. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Madison Education Assoc. insured?

Yes. Madison Education Assoc. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Madison Education Assoc.: frequently asked questions

Is Madison Education Assoc. a good credit union?

Madison Education Assoc. earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Profitable (ROA 0.25%).

Is Madison Education Assoc. NCUA-insured?

Yes. Madison Education Assoc. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Madison Education Assoc.?

Madison Education Assoc. holds $7 million in total assets, ranking 48th of 107 credit unions we track in Florida. It serves 760 members.

Does Madison Education Assoc. have CFPB complaints?

No CFPB complaints against Madison Education Assoc. appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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