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credit union

School District 3

Colorado Spring, CO · Est. 1959
A
Trust Grade
Excellent
Score: 97/100

School District 3 is a credit union based in Colorado Spring, Colorado, established in 1959, with $36 million in total assets serving 1,590 members. By Trust Grade it ranks 11th of 62 credit unions we track in Colorado. Its net worth ratio of 15.3% is stronger than 58% of similarly sized credit unions, versus a Colorado median of 11.3%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against School District 3 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$36.4M
<$100M institution
Members
1,590
Shares & deposits
Net worth ratio
15.3%
Top 42% of <$100M peers · Colorado median 11.3%
Return on assets
0.9%
Top 36% of <$100M peers · Colorado median 0.55%
Rank in Colorado
#11
of 62 credit unions

How School District 3 compares to Colorado peers

Net worth ratio
Top 42% of <$100M peers
School District
15.3%
Colorado median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 36% of <$100M peers
School District
0.9%
Colorado median
0.6%
Higher ROA = more profitable relative to asset base

How we graded School District 3

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (15.3% capital ratio)
  • Profitable (ROA 0.89%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for School District 3 over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at School District 3 insured?

Yes. School District 3 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

School District 3: frequently asked questions

Is School District 3 a good credit union?

School District 3 earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (15.3% capital ratio); Profitable (ROA 0.89%).

Is School District 3 NCUA-insured?

Yes. School District 3 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is School District 3?

School District 3 holds $36 million in total assets, ranking 11th of 62 credit unions we track in Colorado. It serves 1,590 members.

Does School District 3 have CFPB complaints?

No CFPB complaints against School District 3 appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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