Kaiperm
Kaiperm is a credit union based in Walnut Creek, California, established in 1957, with $109 million in total assets serving 7,823 members. By Trust Grade it ranks 185th of 241 credit unions we track in California. Its net worth ratio of 9.2% trails most similarly sized credit unions (17th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.08% return on assets. No consumer complaints against Kaiperm appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Kaiperm compares to California peers
How we graded Kaiperm
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.2% capital ratio)
- Profitable (ROA 0.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Kaiperm over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Kaiperm insured?
Yes. Kaiperm is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Kaiperm: frequently asked questions
Is Kaiperm a good credit union?
Kaiperm earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (9.2% capital ratio); Profitable (ROA 0.08%).
Is Kaiperm NCUA-insured?
Yes. Kaiperm is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Kaiperm?
Kaiperm holds $109 million in total assets, ranking 185th of 241 credit unions we track in California. It serves 7,823 members.
Does Kaiperm have CFPB complaints?
No CFPB complaints against Kaiperm appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
