Rancho
Rancho is a credit union based in Downey, California, established in 1936, with $110 million in total assets serving 6,989 members. By Trust Grade it ranks 182nd of 241 credit unions we track in California. Its net worth ratio of 8.4% trails most similarly sized credit unions (7th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.52% return on assets. No consumer complaints against Rancho appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Rancho compares to California peers
How we graded Rancho
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Profitable (ROA 0.52%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Rancho over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Rancho insured?
Yes. Rancho is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Rancho: frequently asked questions
Is Rancho a good credit union?
Rancho earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.52%).
Is Rancho NCUA-insured?
Yes. Rancho is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Rancho?
Rancho holds $110 million in total assets, ranking 182nd of 241 credit unions we track in California. It serves 6,989 members.
Does Rancho have CFPB complaints?
No CFPB complaints against Rancho appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
