Schools
Schools is a credit union based in Torrance, California, established in 1939, with $193 million in total assets serving 17,257 members. By Trust Grade it ranks 61st of 241 credit unions we track in California. Its net worth ratio of 12.0% is stronger than 60% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.48% return on assets. No consumer complaints against Schools appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Schools compares to California peers
How we graded Schools
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.0% capital ratio)
- Profitable (ROA 0.48%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Schools over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Schools insured?
Yes. Schools is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Schools: frequently asked questions
Is Schools a good credit union?
Schools earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Profitable (ROA 0.48%).
Is Schools NCUA-insured?
Yes. Schools is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Schools?
Schools holds $193 million in total assets, ranking 61st of 241 credit unions we track in California. It serves 17,257 members.
Does Schools have CFPB complaints?
No CFPB complaints against Schools appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
