E-Central
E-Central is a credit union based in Pasadena, California, established in 1943, with $175 million in total assets serving 8,834 members. By Trust Grade it ranks 55th of 241 credit unions we track in California. Its net worth ratio of 23.1% is stronger than 99% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.66% return on assets. No consumer complaints against E-Central appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How E-Central compares to California peers
How we graded E-Central
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (23.1% capital ratio)
- Profitable (ROA 0.66%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for E-Central over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at E-Central insured?
Yes. E-Central is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
E-Central: frequently asked questions
Is E-Central a good credit union?
E-Central earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (23.1% capital ratio); Profitable (ROA 0.66%).
Is E-Central NCUA-insured?
Yes. E-Central is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is E-Central?
E-Central holds $175 million in total assets, ranking 55th of 241 credit unions we track in California. It serves 8,834 members.
Does E-Central have CFPB complaints?
No CFPB complaints against E-Central appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
