Valley Agricultural
Valley Agricultural is a credit union based in Santa Paula, California, established in 1966, with $5 million in total assets serving 557 members. By Trust Grade it ranks 124th of 241 credit unions we track in California. Its net worth ratio of 11.2% trails most similarly sized credit unions (26th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.10% return on assets. No consumer complaints against Valley Agricultural appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Valley Agricultural compares to California peers
How we graded Valley Agricultural
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.2% capital ratio)
- Profitable (ROA 0.10%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Valley Agricultural over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Valley Agricultural insured?
Yes. Valley Agricultural is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Valley Agricultural: frequently asked questions
Is Valley Agricultural a good credit union?
Valley Agricultural earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Profitable (ROA 0.10%).
Is Valley Agricultural NCUA-insured?
Yes. Valley Agricultural is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Valley Agricultural?
Valley Agricultural holds $5 million in total assets, ranking 124th of 241 credit unions we track in California. It serves 557 members.
Does Valley Agricultural have CFPB complaints?
No CFPB complaints against Valley Agricultural appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
