Santa Maria Associated Employees
Santa Maria Associated Employees is a credit union based in Santa Maria, California, established in 1958, with $5 million in total assets serving 1,034 members. By Trust Grade it ranks 175th of 241 credit unions we track in California. Its net worth ratio of 9.2% trails most similarly sized credit unions (12th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.22% return on assets. No consumer complaints against Santa Maria Associated Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Santa Maria Associated Employees compares to California peers
How we graded Santa Maria Associated Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.2% capital ratio)
- Profitable (ROA 0.22%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Santa Maria Associated Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Santa Maria Associated Employees insured?
Yes. Santa Maria Associated Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Santa Maria Associated Employees: frequently asked questions
Is Santa Maria Associated Employees a good credit union?
Santa Maria Associated Employees earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (9.2% capital ratio); Profitable (ROA 0.22%).
Is Santa Maria Associated Employees NCUA-insured?
Yes. Santa Maria Associated Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Santa Maria Associated Employees?
Santa Maria Associated Employees holds $5 million in total assets, ranking 175th of 241 credit unions we track in California. It serves 1,034 members.
Does Santa Maria Associated Employees have CFPB complaints?
No CFPB complaints against Santa Maria Associated Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
