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credit union

Comunidad Latina

Santa Ana, CA · Est. 2006
A
Trust Grade
Excellent
Score: 96/100

Comunidad Latina is a credit union based in Santa Ana, California, established in 2006, with $11 million in total assets serving 2,041 members. By Trust Grade it ranks 47th of 241 credit unions we track in California. Its net worth ratio of 25.1% is stronger than 90% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.82% return on assets. No consumer complaints against Comunidad Latina appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$11.2M
<$100M institution
Members
2,041
Shares & deposits
Net worth ratio
25.1%
Top 10% of <$100M peers · California median 11.1%
Return on assets
0.8%
Top 39% of <$100M peers · California median 0.5%
Rank in California
#47
of 241 credit unions

How Comunidad Latina compares to California peers

Net worth ratio
Top 10% of <$100M peers
Comunidad Latina
25.1%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 39% of <$100M peers
Comunidad Latina
0.8%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Comunidad Latina

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (25.1% capital ratio)
  • Profitable (ROA 0.82%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Comunidad Latina over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Comunidad Latina insured?

Yes. Comunidad Latina is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Comunidad Latina: frequently asked questions

Is Comunidad Latina a good credit union?

Comunidad Latina earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (25.1% capital ratio); Profitable (ROA 0.82%).

Is Comunidad Latina NCUA-insured?

Yes. Comunidad Latina is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Comunidad Latina?

Comunidad Latina holds $11 million in total assets, ranking 47th of 241 credit unions we track in California. It serves 2,041 members.

Does Comunidad Latina have CFPB complaints?

No CFPB complaints against Comunidad Latina appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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