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credit union

Redlands City Employees

Redlands, CA · Est. 1954
A
Trust Grade
Excellent
Score: 98/100

Redlands City Employees is a credit union based in Redlands, California, established in 1954, with $10 million in total assets serving 735 members. By Trust Grade it ranks 6th of 241 credit unions we track in California. Its net worth ratio of 24.8% is stronger than 89% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 1.57% return on assets. No consumer complaints against Redlands City Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$10.3M
<$100M institution
Members
735
Shares & deposits
Net worth ratio
24.8%
Top 11% of <$100M peers · California median 11.1%
Return on assets
1.6%
Top 13% of <$100M peers · California median 0.5%
Rank in California
#6
of 241 credit unions

How Redlands City Employees compares to California peers

Net worth ratio
Top 11% of <$100M peers
Redlands City
24.8%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of <$100M peers
Redlands City
1.6%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Redlands City Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (24.8% capital ratio)
  • Strongly profitable (ROA 1.57%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Redlands City Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Redlands City Employees insured?

Yes. Redlands City Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Redlands City Employees: frequently asked questions

Is Redlands City Employees a good credit union?

Redlands City Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (24.8% capital ratio); Strongly profitable (ROA 1.57%).

Is Redlands City Employees NCUA-insured?

Yes. Redlands City Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Redlands City Employees?

Redlands City Employees holds $10 million in total assets, ranking 6th of 241 credit unions we track in California. It serves 735 members.

Does Redlands City Employees have CFPB complaints?

No CFPB complaints against Redlands City Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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