Slo
Slo is a credit union based in San Luis Obispo, California, established in 1953, with $30 million in total assets serving 1,315 members. By Trust Grade it ranks 170th of 241 credit unions we track in California. Its net worth ratio of 14.2% is stronger than 50% of similarly sized credit unions, versus a California median of 11.1%. It posted a loss over the most recent period (-0.68% return on assets), a point to watch. No consumer complaints against Slo appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Slo compares to California peers
How we graded Slo
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.2% capital ratio)
- Unprofitable over the period (ROA -0.68%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Slo over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Slo insured?
Yes. Slo is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Slo: frequently asked questions
Is Slo a good credit union?
Slo earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Strongly capitalized (14.2% capital ratio); Unprofitable over the period (ROA -0.68%).
Is Slo NCUA-insured?
Yes. Slo is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Slo?
Slo holds $30 million in total assets, ranking 170th of 241 credit unions we track in California. It serves 1,315 members.
Does Slo have CFPB complaints?
No CFPB complaints against Slo appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
