Bakersfield City Employees
Bakersfield City Employees is a credit union based in Bakersfield, California, established in 1936, with $29 million in total assets serving 2,034 members. By Trust Grade it ranks 1st of 241 credit unions we track in California. Its net worth ratio of 12.0% trails most similarly sized credit unions (33th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against Bakersfield City Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bakersfield City Employees compares to California peers
How we graded Bakersfield City Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.0% capital ratio)
- Strongly profitable (ROA 1.11%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bakersfield City Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Bakersfield City Employees insured?
Yes. Bakersfield City Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bakersfield City Employees: frequently asked questions
Is Bakersfield City Employees a good credit union?
Bakersfield City Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Strongly profitable (ROA 1.11%).
Is Bakersfield City Employees NCUA-insured?
Yes. Bakersfield City Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Bakersfield City Employees?
Bakersfield City Employees holds $29 million in total assets, ranking 1st of 241 credit unions we track in California. It serves 2,034 members.
Does Bakersfield City Employees have CFPB complaints?
No CFPB complaints against Bakersfield City Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
