Meriwest
Meriwest is a credit union based in San Jose, California, established in 1961, with $2.2 billion in total assets serving 76,513 members. By Trust Grade it ranks 202nd of 241 credit unions we track in California. Its net worth ratio of 8.9% trails most similarly sized credit unions (10th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.03% return on assets. No consumer complaints against Meriwest appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Meriwest compares to California peers
How we graded Meriwest
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Profitable (ROA 0.03%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Meriwest over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Meriwest insured?
Yes. Meriwest is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Meriwest: frequently asked questions
Is Meriwest a good credit union?
Meriwest earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.03%).
Is Meriwest NCUA-insured?
Yes. Meriwest is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Meriwest?
Meriwest holds $2.2 billion in total assets, ranking 202nd of 241 credit unions we track in California. It serves 76,513 members.
Does Meriwest have CFPB complaints?
No CFPB complaints against Meriwest appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
