Coast Central
Coast Central is a credit union based in Eureka, California, established in 1974, with $2.3 billion in total assets serving 80,982 members. By Trust Grade it ranks 49th of 241 credit unions we track in California. Its net worth ratio of 11.8% is stronger than 68% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Coast Central appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Coast Central compares to California peers
How we graded Coast Central
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.8% capital ratio)
- Profitable (ROA 0.81%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Coast Central over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Coast Central insured?
Yes. Coast Central is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Coast Central: frequently asked questions
Is Coast Central a good credit union?
Coast Central earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Profitable (ROA 0.81%).
Is Coast Central NCUA-insured?
Yes. Coast Central is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Coast Central?
Coast Central holds $2.3 billion in total assets, ranking 49th of 241 credit unions we track in California. It serves 80,982 members.
Does Coast Central have CFPB complaints?
No CFPB complaints against Coast Central appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
