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credit union

San Francisco Fire

San Francisco, CA · Est. 1959
B
Trust Grade
Strong
Score: 87/100

San Francisco Fire is a credit union based in San Francisco, California, established in 1959, with $1.6 billion in total assets serving 72,998 members. By Trust Grade it ranks 136th of 241 credit unions we track in California. Its net worth ratio of 10.5% trails most similarly sized credit unions (43th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.24% return on assets. No consumer complaints against San Francisco Fire appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.6B
$1B–10B institution
Members
72,998
Shares & deposits
Net worth ratio
10.5%
Bottom 43% of $1B–10B peers · California median 11.1%
Return on assets
0.2%
Bottom 12% of $1B–10B peers · California median 0.5%
Rank in California
#136
of 241 credit unions

How San Francisco Fire compares to California peers

Net worth ratio
Bottom 43% of $1B–10B peers
San Francisco
10.5%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of $1B–10B peers
San Francisco
0.2%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded San Francisco Fire

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (10.5% capital ratio)
  • Profitable (ROA 0.24%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for San Francisco Fire over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at San Francisco Fire insured?

Yes. San Francisco Fire is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

San Francisco Fire: frequently asked questions

Is San Francisco Fire a good credit union?

San Francisco Fire earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (10.5% capital ratio); Profitable (ROA 0.24%).

Is San Francisco Fire NCUA-insured?

Yes. San Francisco Fire is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is San Francisco Fire?

San Francisco Fire holds $1.6 billion in total assets, ranking 136th of 241 credit unions we track in California. It serves 72,998 members.

Does San Francisco Fire have CFPB complaints?

No CFPB complaints against San Francisco Fire appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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