Operating Engineers Local Union #3
Operating Engineers Local Union #3 is a credit union based in Livermore, California, established in 1963, with $1.7 billion in total assets serving 121,682 members. By Trust Grade it ranks 14th of 241 credit unions we track in California. Its net worth ratio of 15.3% is stronger than 93% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 1.18% return on assets. No consumer complaints against Operating Engineers Local Union #3 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Operating Engineers Local Union #3 compares to California peers
How we graded Operating Engineers Local Union #3
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.3% capital ratio)
- Strongly profitable (ROA 1.18%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Operating Engineers Local Union #3 over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Operating Engineers Local Union #3 insured?
Yes. Operating Engineers Local Union #3 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Operating Engineers Local Union #3: frequently asked questions
Is Operating Engineers Local Union #3 a good credit union?
Operating Engineers Local Union #3 earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.3% capital ratio); Strongly profitable (ROA 1.18%).
Is Operating Engineers Local Union #3 NCUA-insured?
Yes. Operating Engineers Local Union #3 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Operating Engineers Local Union #3?
Operating Engineers Local Union #3 holds $1.7 billion in total assets, ranking 14th of 241 credit unions we track in California. It serves 121,682 members.
Does Operating Engineers Local Union #3 have CFPB complaints?
No CFPB complaints against Operating Engineers Local Union #3 appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
