First City
First City is a credit union based in Pasadena, California, established in 1937, with $952 million in total assets serving 57,810 members. By Trust Grade it ranks 82nd of 241 credit unions we track in California. Its net worth ratio of 13.3% is stronger than 75% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against First City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First City compares to California peers
How we graded First City
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.3% capital ratio)
- Profitable (ROA 0.41%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First City over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at First City insured?
Yes. First City is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First City: frequently asked questions
Is First City a good credit union?
First City earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Profitable (ROA 0.41%).
Is First City NCUA-insured?
Yes. First City is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is First City?
First City holds $952 million in total assets, ranking 82nd of 241 credit unions we track in California. It serves 57,810 members.
Does First City have CFPB complaints?
No CFPB complaints against First City appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
