Sun Community
Sun Community is a credit union based in El Centro, California, established in 1954, with $897 million in total assets serving 55,062 members. By Trust Grade it ranks 172nd of 241 credit unions we track in California. Its net worth ratio of 8.6% trails most similarly sized credit unions (10th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.46% return on assets. No consumer complaints against Sun Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sun Community compares to California peers
How we graded Sun Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Profitable (ROA 0.46%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sun Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Sun Community insured?
Yes. Sun Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sun Community: frequently asked questions
Is Sun Community a good credit union?
Sun Community earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.46%).
Is Sun Community NCUA-insured?
Yes. Sun Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Sun Community?
Sun Community holds $897 million in total assets, ranking 172nd of 241 credit unions we track in California. It serves 55,062 members.
Does Sun Community have CFPB complaints?
No CFPB complaints against Sun Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
