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Cal State L.A.

Los Angeles, CA · Est. 1961
B
Trust Grade
Strong
Score: 82/100

Cal State L.A. is a credit union based in Los Angeles, California, established in 1961, with $80 million in total assets serving 4,870 members. By Trust Grade it ranks 177th of 241 credit unions we track in California. Its net worth ratio of 9.2% trails most similarly sized credit unions (12th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.20% return on assets. No consumer complaints against Cal State L.A. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$79.9M
<$100M institution
Members
4,870
Shares & deposits
Net worth ratio
9.2%
Bottom 12% of <$100M peers · California median 11.1%
Return on assets
0.2%
Bottom 29% of <$100M peers · California median 0.5%
Rank in California
#177
of 241 credit unions

How Cal State L.A. compares to California peers

Net worth ratio
Bottom 12% of <$100M peers
Cal State
9.2%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 29% of <$100M peers
Cal State
0.2%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Cal State L.A.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (9.2% capital ratio)
  • Profitable (ROA 0.20%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cal State L.A. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cal State L.A. insured?

Yes. Cal State L.A. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cal State L.A.: frequently asked questions

Is Cal State L.A. a good credit union?

Cal State L.A. earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (9.2% capital ratio); Profitable (ROA 0.20%).

Is Cal State L.A. NCUA-insured?

Yes. Cal State L.A. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cal State L.A.?

Cal State L.A. holds $80 million in total assets, ranking 177th of 241 credit unions we track in California. It serves 4,870 members.

Does Cal State L.A. have CFPB complaints?

No CFPB complaints against Cal State L.A. appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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