Postcity Financial
Postcity Financial is a credit union based in Long Beach, California, established in 1933, with $78 million in total assets serving 4,593 members. By Trust Grade it ranks 96th of 241 credit unions we track in California. Its net worth ratio of 12.3% trails most similarly sized credit unions (36th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.22% return on assets. No consumer complaints against Postcity Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Postcity Financial compares to California peers
How we graded Postcity Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Profitable (ROA 0.22%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Postcity Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Postcity Financial insured?
Yes. Postcity Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Postcity Financial: frequently asked questions
Is Postcity Financial a good credit union?
Postcity Financial earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.22%).
Is Postcity Financial NCUA-insured?
Yes. Postcity Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Postcity Financial?
Postcity Financial holds $78 million in total assets, ranking 96th of 241 credit unions we track in California. It serves 4,593 members.
Does Postcity Financial have CFPB complaints?
No CFPB complaints against Postcity Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
