Escondido
Escondido is a credit union based in Escondido, California, established in 1959, with $66 million in total assets serving 2,095 members. By Trust Grade it ranks 30th of 241 credit unions we track in California. Its net worth ratio of 13.4% trails most similarly sized credit unions (44th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.84% return on assets. No consumer complaints against Escondido appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Escondido compares to California peers
How we graded Escondido
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.4% capital ratio)
- Profitable (ROA 0.84%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Escondido over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Escondido insured?
Yes. Escondido is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Escondido: frequently asked questions
Is Escondido a good credit union?
Escondido earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (13.4% capital ratio); Profitable (ROA 0.84%).
Is Escondido NCUA-insured?
Yes. Escondido is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Escondido?
Escondido holds $66 million in total assets, ranking 30th of 241 credit unions we track in California. It serves 2,095 members.
Does Escondido have CFPB complaints?
No CFPB complaints against Escondido appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
