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credit union

Delta Schools

Antioch, CA · Est. 1953
A
Trust Grade
Excellent
Score: 93/100

Delta Schools is a credit union based in Antioch, California, established in 1953, with $66 million in total assets serving 2,972 members. By Trust Grade it ranks 78th of 241 credit unions we track in California. Its net worth ratio of 10.6% trails most similarly sized credit unions (21th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against Delta Schools appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$65.9M
<$100M institution
Members
2,972
Shares & deposits
Net worth ratio
10.6%
Bottom 21% of <$100M peers · California median 11.1%
Return on assets
1.2%
Top 23% of <$100M peers · California median 0.5%
Rank in California
#78
of 241 credit unions

How Delta Schools compares to California peers

Net worth ratio
Bottom 21% of <$100M peers
Delta Schools
10.6%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 23% of <$100M peers
Delta Schools
1.2%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Delta Schools

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (10.6% capital ratio)
  • Strongly profitable (ROA 1.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Delta Schools over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Delta Schools insured?

Yes. Delta Schools is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Delta Schools: frequently asked questions

Is Delta Schools a good credit union?

Delta Schools earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Strongly profitable (ROA 1.22%).

Is Delta Schools NCUA-insured?

Yes. Delta Schools is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Delta Schools?

Delta Schools holds $66 million in total assets, ranking 78th of 241 credit unions we track in California. It serves 2,972 members.

Does Delta Schools have CFPB complaints?

No CFPB complaints against Delta Schools appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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