Edwards
Edwards is a credit union based in Edwards, California, established in 1962, with $279 million in total assets serving 16,661 members. By Trust Grade it ranks 209th of 241 credit unions we track in California. Its net worth ratio of 8.8% trails most similarly sized credit unions (12th percentile), versus a California median of 11.1%. It posted a loss over the most recent period (-0.16% return on assets), a point to watch. No consumer complaints against Edwards appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Edwards compares to California peers
How we graded Edwards
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Unprofitable over the period (ROA -0.16%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Edwards over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Edwards insured?
Yes. Edwards is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Edwards: frequently asked questions
Is Edwards a good credit union?
Edwards earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Unprofitable over the period (ROA -0.16%).
Is Edwards NCUA-insured?
Yes. Edwards is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Edwards?
Edwards holds $279 million in total assets, ranking 209th of 241 credit unions we track in California. It serves 16,661 members.
Does Edwards have CFPB complaints?
No CFPB complaints against Edwards appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
