Copper State
Copper State is a credit union based in Phoenix, Arizona, established in 1951, with $672 million in total assets serving 37,804 members. By Trust Grade it ranks 31st of 33 credit unions we track in Arizona. Its net worth ratio of 8.6% trails most similarly sized credit unions (9th percentile), versus a Arizona median of 10.8%. It was profitable over the most recent period, with a 0.47% return on assets. No consumer complaints against Copper State appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Copper State compares to Arizona peers
How we graded Copper State
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Profitable (ROA 0.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Copper State over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Copper State insured?
Yes. Copper State is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Copper State: frequently asked questions
Is Copper State a good credit union?
Copper State earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.47%).
Is Copper State NCUA-insured?
Yes. Copper State is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Copper State?
Copper State holds $672 million in total assets, ranking 31st of 33 credit unions we track in Arizona. It serves 37,804 members.
Does Copper State have CFPB complaints?
No CFPB complaints against Copper State appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
