American Southwest
American Southwest is a credit union based in Sierra Vista, Arizona, established in 1955, with $437 million in total assets serving 33,574 members. By Trust Grade it ranks 13th of 33 credit unions we track in Arizona. Its net worth ratio of 11.0% trails most similarly sized credit unions (46th percentile), versus a Arizona median of 10.8%. It was profitable over the most recent period, with a 1.60% return on assets. No consumer complaints against American Southwest appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How American Southwest compares to Arizona peers
How we graded American Southwest
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.0% capital ratio)
- Strongly profitable (ROA 1.60%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for American Southwest over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at American Southwest insured?
Yes. American Southwest is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
American Southwest: frequently asked questions
Is American Southwest a good credit union?
American Southwest earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 1.60%).
Is American Southwest NCUA-insured?
Yes. American Southwest is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is American Southwest?
American Southwest holds $437 million in total assets, ranking 13th of 33 credit unions we track in Arizona. It serves 33,574 members.
Does American Southwest have CFPB complaints?
No CFPB complaints against American Southwest appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
