Valley
Valley is a credit union based in Tuscumbia, Alabama, established in 1956, with $111 million in total assets serving 6,075 members. By Trust Grade it ranks 40th of 89 credit unions we track in Alabama. Its net worth ratio of 14.0% is stronger than 81% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.46% return on assets. No consumer complaints against Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Valley compares to Alabama peers
How we graded Valley
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.0% capital ratio)
- Profitable (ROA 0.46%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Valley over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Valley insured?
Yes. Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Valley: frequently asked questions
Is Valley a good credit union?
Valley earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (14.0% capital ratio); Profitable (ROA 0.46%).
Is Valley NCUA-insured?
Yes. Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Valley?
Valley holds $111 million in total assets, ranking 40th of 89 credit unions we track in Alabama. It serves 6,075 members.
Does Valley have CFPB complaints?
No CFPB complaints against Valley appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
