Four Seasons
Four Seasons is a credit union based in Opelika, Alabama, established in 1964, with $102 million in total assets serving 9,631 members. By Trust Grade it ranks 74th of 89 credit unions we track in Alabama. Its net worth ratio of 8.5% trails most similarly sized credit unions (8th percentile), versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against Four Seasons appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Four Seasons compares to Alabama peers
How we graded Four Seasons
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Strongly profitable (ROA 1.22%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Four Seasons over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Four Seasons insured?
Yes. Four Seasons is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Four Seasons: frequently asked questions
Is Four Seasons a good credit union?
Four Seasons earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 1.22%).
Is Four Seasons NCUA-insured?
Yes. Four Seasons is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Four Seasons?
Four Seasons holds $102 million in total assets, ranking 74th of 89 credit unions we track in Alabama. It serves 9,631 members.
Does Four Seasons have CFPB complaints?
No CFPB complaints against Four Seasons appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
