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credit union

The Bridgeway

Phenix City, AL · Est. 1960
A
Trust Grade
Excellent
Score: 91/100

The Bridgeway is a credit union based in Phenix City, Alabama, established in 1960, with $64 million in total assets serving 7,086 members. By Trust Grade it ranks 54th of 89 credit unions we track in Alabama. Its net worth ratio of 15.8% is stronger than 60% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.08% return on assets. No consumer complaints against The Bridgeway appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$64.0M
<$100M institution
Members
7,086
Shares & deposits
Net worth ratio
15.8%
Top 40% of <$100M peers · Alabama median 14.2%
Return on assets
0.1%
Bottom 24% of <$100M peers · Alabama median 0.65%
Rank in Alabama
#54
of 89 credit unions

How The Bridgeway compares to Alabama peers

Net worth ratio
Top 40% of <$100M peers
The Bridgeway
15.8%
Alabama median
14.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of <$100M peers
The Bridgeway
0.1%
Alabama median
0.7%
Higher ROA = more profitable relative to asset base

How we graded The Bridgeway

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (15.8% capital ratio)
  • Profitable (ROA 0.08%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Bridgeway over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at The Bridgeway insured?

Yes. The Bridgeway is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Bridgeway: frequently asked questions

Is The Bridgeway a good credit union?

The Bridgeway earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (15.8% capital ratio); Profitable (ROA 0.08%).

Is The Bridgeway NCUA-insured?

Yes. The Bridgeway is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is The Bridgeway?

The Bridgeway holds $64 million in total assets, ranking 54th of 89 credit unions we track in Alabama. It serves 7,086 members.

Does The Bridgeway have CFPB complaints?

No CFPB complaints against The Bridgeway appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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