University Of South Alabama
University Of South Alabama is a credit union based in Mobile, Alabama, established in 1960, with $57 million in total assets serving 8,374 members. By Trust Grade it ranks 8th of 89 credit unions we track in Alabama. Its net worth ratio of 15.7% is stronger than 59% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 2.21% return on assets. No consumer complaints against University Of South Alabama appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How University Of South Alabama compares to Alabama peers
How we graded University Of South Alabama
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.7% capital ratio)
- Strongly profitable (ROA 2.21%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for University Of South Alabama over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at University Of South Alabama insured?
Yes. University Of South Alabama is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
University Of South Alabama: frequently asked questions
Is University Of South Alabama a good credit union?
University Of South Alabama earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.7% capital ratio); Strongly profitable (ROA 2.21%).
Is University Of South Alabama NCUA-insured?
Yes. University Of South Alabama is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is University Of South Alabama?
University Of South Alabama holds $57 million in total assets, ranking 8th of 89 credit unions we track in Alabama. It serves 8,374 members.
Does University Of South Alabama have CFPB complaints?
No CFPB complaints against University Of South Alabama appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
