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credit union

Naheola

Pennington, AL · Est. 1959
A
Trust Grade
Excellent
Score: 98/100

Naheola is a credit union based in Pennington, Alabama, established in 1959, with $219 million in total assets serving 12,848 members. By Trust Grade it ranks 20th of 89 credit unions we track in Alabama. Its net worth ratio of 17.6% is stronger than 95% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 1.48% return on assets. No consumer complaints against Naheola appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$218.7M
$100M–1B institution
Members
12,848
Shares & deposits
Net worth ratio
17.6%
Top 5% of $100M–1B peers · Alabama median 14.2%
Return on assets
1.5%
Top 11% of $100M–1B peers · Alabama median 0.65%
Rank in Alabama
#20
of 89 credit unions

How Naheola compares to Alabama peers

Net worth ratio
Top 5% of $100M–1B peers
Naheola
17.6%
Alabama median
14.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 11% of $100M–1B peers
Naheola
1.5%
Alabama median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Naheola

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.6% capital ratio)
  • Strongly profitable (ROA 1.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Naheola over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Naheola insured?

Yes. Naheola is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Naheola: frequently asked questions

Is Naheola a good credit union?

Naheola earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.6% capital ratio); Strongly profitable (ROA 1.48%).

Is Naheola NCUA-insured?

Yes. Naheola is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Naheola?

Naheola holds $219 million in total assets, ranking 20th of 89 credit unions we track in Alabama. It serves 12,848 members.

Does Naheola have CFPB complaints?

No CFPB complaints against Naheola appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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