Eco
Eco is a credit union based in Birmingham, Alabama, established in 1979, with $194 million in total assets serving 14,871 members. By Trust Grade it ranks 52nd of 89 credit unions we track in Alabama. Its net worth ratio of 11.6% is stronger than 55% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.37% return on assets. No consumer complaints against Eco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Eco compares to Alabama peers
How we graded Eco
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.6% capital ratio)
- Profitable (ROA 0.37%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Eco over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Eco insured?
Yes. Eco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Eco: frequently asked questions
Is Eco a good credit union?
Eco earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Profitable (ROA 0.37%).
Is Eco NCUA-insured?
Yes. Eco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Eco?
Eco holds $194 million in total assets, ranking 52nd of 89 credit unions we track in Alabama. It serves 14,871 members.
Does Eco have CFPB complaints?
No CFPB complaints against Eco appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
