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credit union

The Infirmary

Mobile, AL · Est. 1974
A
Trust Grade
Excellent
Score: 94/100

The Infirmary is a credit union based in Mobile, Alabama, established in 1974, with $33 million in total assets serving 4,480 members. By Trust Grade it ranks 39th of 89 credit unions we track in Alabama. Its net worth ratio of 13.8% trails most similarly sized credit unions (47th percentile), versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.48% return on assets. No consumer complaints against The Infirmary appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$32.5M
<$100M institution
Members
4,480
Shares & deposits
Net worth ratio
13.8%
Bottom 47% of <$100M peers · Alabama median 14.2%
Return on assets
0.5%
Bottom 44% of <$100M peers · Alabama median 0.65%
Rank in Alabama
#39
of 89 credit unions

How The Infirmary compares to Alabama peers

Net worth ratio
Bottom 47% of <$100M peers
The Infirmary
13.8%
Alabama median
14.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 44% of <$100M peers
The Infirmary
0.5%
Alabama median
0.7%
Higher ROA = more profitable relative to asset base

How we graded The Infirmary

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (13.8% capital ratio)
  • Profitable (ROA 0.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Infirmary over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at The Infirmary insured?

Yes. The Infirmary is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Infirmary: frequently asked questions

Is The Infirmary a good credit union?

The Infirmary earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Profitable (ROA 0.48%).

Is The Infirmary NCUA-insured?

Yes. The Infirmary is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is The Infirmary?

The Infirmary holds $33 million in total assets, ranking 39th of 89 credit unions we track in Alabama. It serves 4,480 members.

Does The Infirmary have CFPB complaints?

No CFPB complaints against The Infirmary appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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