Baldwin County
Baldwin County is a credit union based in Bay Minette, Alabama, established in 1959, with $32 million in total assets serving 2,047 members. By Trust Grade it ranks 36th of 89 credit unions we track in Alabama. Its net worth ratio of 12.0% trails most similarly sized credit unions (33th percentile), versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.56% return on assets. No consumer complaints against Baldwin County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Baldwin County compares to Alabama peers
How we graded Baldwin County
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.0% capital ratio)
- Profitable (ROA 0.56%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Baldwin County over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Baldwin County insured?
Yes. Baldwin County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Baldwin County: frequently asked questions
Is Baldwin County a good credit union?
Baldwin County earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Profitable (ROA 0.56%).
Is Baldwin County NCUA-insured?
Yes. Baldwin County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Baldwin County?
Baldwin County holds $32 million in total assets, ranking 36th of 89 credit unions we track in Alabama. It serves 2,047 members.
Does Baldwin County have CFPB complaints?
No CFPB complaints against Baldwin County appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
