Chemco
Chemco is a credit union based in Mc Intosh, Alabama, established in 1953, with $5 million in total assets serving 355 members. By Trust Grade it ranks 82nd of 89 credit unions we track in Alabama. Its net worth ratio of 19.7% is stronger than 77% of similarly sized credit unions, versus a Alabama median of 14.2%. It posted a loss over the most recent period (-1.63% return on assets), a point to watch. No consumer complaints against Chemco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Chemco compares to Alabama peers
How we graded Chemco
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (19.7% capital ratio)
- Unprofitable over the period (ROA -1.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Chemco over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Chemco insured?
Yes. Chemco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Chemco: frequently asked questions
Is Chemco a good credit union?
Chemco earns a Bankzia Trust Grade of C (74/100, "Average"), based on a financial-strength score of 74/100 (it has no CFPB complaints on record). Strongly capitalized (19.7% capital ratio); Unprofitable over the period (ROA -1.63%).
Is Chemco NCUA-insured?
Yes. Chemco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Chemco?
Chemco holds $5 million in total assets, ranking 82nd of 89 credit unions we track in Alabama. It serves 355 members.
Does Chemco have CFPB complaints?
No CFPB complaints against Chemco appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
