Alabama Postal
Alabama Postal is a credit union based in Birmingham, Alabama, established in 1927, with $6 million in total assets serving 915 members. By Trust Grade it ranks 21st of 89 credit unions we track in Alabama. Its net worth ratio of 44.2% is stronger than 99% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 2.02% return on assets. No consumer complaints against Alabama Postal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Alabama Postal compares to Alabama peers
How we graded Alabama Postal
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (44.2% capital ratio)
- Strongly profitable (ROA 2.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Alabama Postal over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Alabama Postal insured?
Yes. Alabama Postal is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Alabama Postal: frequently asked questions
Is Alabama Postal a good credit union?
Alabama Postal earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (44.2% capital ratio); Strongly profitable (ROA 2.02%).
Is Alabama Postal NCUA-insured?
Yes. Alabama Postal is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Alabama Postal?
Alabama Postal holds $6 million in total assets, ranking 21st of 89 credit unions we track in Alabama. It serves 915 members.
Does Alabama Postal have CFPB complaints?
No CFPB complaints against Alabama Postal appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
