Banks & credit unions in Santa Barbara, CA

4 institutions headquartered in Santa Barbara — 2 banks and 2 credit unions, holding $3.8B in combined assets. Ranked by Bankzia Trust Grade.

Banks in Santa Barbara

1
American Riviera Bank
bank · Santa Barbara, CA · $1.4B assets
2
Montecito Bank & Trust
bank · Santa Barbara, CA · $2.0B assets

Credit unions in Santa Barbara

1
Santa Barbara Teachers
credit union · Santa Barbara, CA · $310M assets
2
Santa Barbara County
credit union · Santa Barbara, CA · $65M assets

From the Blog

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Banking Guides
Are Credit Unions Safer Than Banks?
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Banking Guides
How to Switch Banks Without the Headache
Switching banks sounds painful, but a clean move comes down to a short checklist: open the new account, move your automatic payments, then close the old one carefully.
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State Guides
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State Guides
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Customer service interaction at a financial institution
State Guides
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State Guides
Most Trustworthy Banks in Michigan (2026)
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