The First National Bank Of River Falls is a bank based in River Falls, Wisconsin, established in 1904, with $326 million in total assets across 3 branches. By Trust Grade it ranks 141st of 154 banks we track in Wisconsin. Its capital ratio of 7.2% trails most similarly sized banks (8th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against The First National Bank Of River Falls appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First National Bank Of River Falls compares to Wisconsin peers
How we graded The First National Bank Of River Falls
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.2% capital ratio)
- Strongly profitable (ROA 1.30%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First National Bank Of River Falls over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 1151 Canton St, Prescott, WI 54021
- 104 E Locust St, River Falls, WI 54022
- 119 Union St, River Falls, WI 54022
Are deposits at The First National Bank Of River Falls insured?
Yes. The First National Bank Of River Falls is an FDIC-insured bank (FDIC certificate #5364). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First National Bank Of River Falls: frequently asked questions
Is The First National Bank Of River Falls a good bank?
The First National Bank Of River Falls earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.2% capital ratio); Strongly profitable (ROA 1.30%).
Is The First National Bank Of River Falls FDIC-insured?
Yes. The First National Bank Of River Falls is a FDIC-insured bank (FDIC certificate #5364). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First National Bank Of River Falls?
The First National Bank Of River Falls holds $326 million in total assets, ranking 141st of 154 banks we track in Wisconsin. It operates 3 branches.
Does The First National Bank Of River Falls have CFPB complaints?
No CFPB complaints against The First National Bank Of River Falls appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
