First National Community Bank is a bank based in New Richmond, Wisconsin, established in 1919, with $337 million in total assets across 5 branches. By Trust Grade it ranks 132nd of 154 banks we track in Wisconsin. Its capital ratio of 7.7% trails most similarly sized banks (12th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against First National Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First National Community Bank compares to Wisconsin peers
How we graded First National Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.7% capital ratio)
- Strongly profitable (ROA 1.30%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First National Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 531 Main St, Somerset, WI 54025
- 744 Ryan Dr, Hudson, WI 54016
- 111 State Road 35 N, Dresser, WI 54009
- 109 E 2nd St, New Richmond, WI 54017
- 460 W 8th St, New Richmond, WI 54017
Are deposits at First National Community Bank insured?
Yes. First National Community Bank is an FDIC-insured bank (FDIC certificate #5357). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First National Community Bank: frequently asked questions
Is First National Community Bank a good bank?
First National Community Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Strongly profitable (ROA 1.30%).
Is First National Community Bank FDIC-insured?
Yes. First National Community Bank is a FDIC-insured bank (FDIC certificate #5357). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First National Community Bank?
First National Community Bank holds $337 million in total assets, ranking 132nd of 154 banks we track in Wisconsin. It operates 5 branches.
Does First National Community Bank have CFPB complaints?
No CFPB complaints against First National Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
